About Us

Our Mission

"To become the primary financial institution for our members by promoting savings and providing consumer credit at reasonable rates and to provide the highest level of services while maintaining financial security.”

What is a Credit Union

A credit union is a non-profit financial organization owned and operated by the members for the benefit of all who belong. All earnings from loans and investments are returned to the members in the form of dividends or other benefits, after expenses and legal reserves are set aside.

The minute you become a credit union member you become an owner.

Credit unions offer convenient and confidential services. Rediform can be your credit union. The more you participate, the more you share in its benefits. Credit unions have long been known for a philosophy as true today as ever:

“NOT FOR PROFIT, BUT FOR SERVICE”

Enjoy the advantages of Credit Union Membership

Over and above the financial benefits provided by a credit union, Rediform's members can take advantage of the following

 Type of Accounts:

  • Share Accounts                    
  • Share Draft Accounts
  • Loans
  • Atm Cards (soon to be Debit)
  • VISA Cards
  • IRA Accounts
  • Money Market Accounts
  • Certificate of Deposits (CD'S)
  • Christmas Clubs
  • Money Orders



Types of Loans:

  • Personal Loans
  • New and  Used Auto Loans
  • Recreational Vehicle Loans
  • Tuition Loans
  • Home Improvement Loans
  • Share Secured Loans
  • VISA Credit Cards
  • Real Estate Loans
  • Holiday Loans
  • Consolidation Loans

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Other Advantages of Credit Union Membership

Over and above the financial benefits provided by a credit union, Rediform's members can take advantage of the following:


  • Discounted Regal Cinema Tickets
  • Discounted Fantasy Island Tickets
  • $4,000 Group Accident Insurance "Free of Charge"
  • Discounted Darien Lake Tickets
  • Discounted Delta Sonic Tickets
  • Love My Credit Union Rewards


Types of Share Accounts Available, with our Credit Union in Niagara County:


  • REGULAR SHARE ACCOUNTS – Dividends are paid on a quarterly basis based on the credit union's earnings for the period.
  • SHARE CERTIFICATES – Offers members a higher dividend in return for a commitment of keeping their money on deposit for a specified time.
  • IRAs – Members can save for their retirement while earning tax deferred dividends on a quarterly basis.
  • CHRISTMAS CLUBS – Convenient way to save for your Holiday spending.
  • SHARE DRAFT ACCOUNTS – Inexpensive way to maintain your checking account. No minimum balance, no monthly service fee and no per check charge on our draft (checking) accounts.
  • MONEY MARKET ACCOUNTS – Dividends paid monthly, minimum balance $2,000.